Championship SCR calculator

• Adjusted football revenue £39.3m
• 85% SCR limit (no owner top-up) £33.4m
• Squad cost £48.1m
• Headroom vs 85% limit −£14.7m
• + Owner equity top-up this season (capped at £16m) £0
• Effective spending limit £33.4m
• Headroom vs effective limit −£14.7m
• 95% Additional Reporting Threshold £37.3m
• Headroom vs reporting threshold −£10.8m

The Squad Cost Ratio is squad cost ÷ adjusted football revenue. Squad cost is player and head-coach wages plus transfer-fee amortisation plus agents' fees; adjusted football revenue is turnover on the EFL's own basis, netting in profit or loss on player sales. The green limit is that revenue multiplied by 85%.

The effective limit is the green limit plus the owner equity top-up. Equity income counts towards Allowable Income at 100% rather than at 85%, which is why it is added straight on top rather than scaled. It is capped at £16m in one season and £34.3m across any rolling three seasons — a baseline of about £11.4m a season, tripled.

The status pill is judged against the raw 85% line, not the best-case one. A club under it reads green. An overshoot the entered top-up demonstrably covers reads amber, and so does an overshoot within 10 percentage points of the threshold, on the basis that a top-up could plausibly cover it — the Championship has no Premier League-style buffer band to fall back on. Beyond that it reads red.

Passing the 95% Additional Reporting Threshold does not itself breach the rules, but it obliges the club to self-notify the EFL and submit a business plan showing how it will get back under the Green Threshold.

Worked example. Norwich City on the figures above: £39.3m of adjusted football revenue gives a 85% limit of £33.4m. Against a squad cost of £48.1m that is an overshoot of −£14.7m, a ratio of 122.4%. Add the entered £0 of owner equity and the ceiling becomes £33.4m.

Every Championship club's SCR headroom →
What SCR is, in plain English →
League One's SCMP rules instead →
How these figures are put together →