How much can Plymouth Argyle spend under SCR?

Plymouth Argyle has a guaranteed SCR spending limit of £21.8m — 85% of estimated football revenue of £25.6m. If the owner uses the full equity top-up, the ceiling rises to £36.8m.

What is Plymouth Argyle's SCR headroom?

Plymouth Argyle's estimated SCR headroom is £4.9m — the difference between their guaranteed 85% limit of £21.8m and their estimated £16.9m squad cost. With the owner top-up, the max allowance rises to £36.8m.

EFL Squad Cost Ratio

How much can Plymouth Argyle spend?

Under the EFL's Squad Cost Ratio rules, Plymouth Argyle have a guaranteed spending limit of £21.8m — 85% of estimated football revenue of £25.6m. Against their estimated squad cost that leaves £4.9m of headroom. If the owner injects the maximum top-up (£15m/season), the ceiling rises to £36.8m.

Plymouth Argyle: the SCR breakdown

Estimated revenue (football) reported £25.6m
85% SCR limit (no owner top-up) £21.8m
Estimated squad cost reported £16.9m
Headroom vs 85% limit +£4.9m
+ Max owner equity top-up (if used) £15m
Max spending allowance (with top-up) £36.8m
Headroom vs max allowance +£19.9m

High spending power - squad cost is 66% of revenue

What this means

On these estimates, Plymouth Argyle sit comfortably inside the 85% Green Threshold. They have room to invest in the squad without straining the rules.

Old rules vs new: PSR compared to SCR

Under the old PSR system, clubs were judged on total losses over three years, not on what they spent on the squad as a share of revenue. Here's how Plymouth's position compares under both sets of rules.

Old PSR (loss-based)	New SCR (revenue-based)
3-year losses: −£2.1m reported Limit: £39m Headroom: +£36.9m 2022/23–2024/25 (Champ/League One)	Squad cost: £16.9m 85% limit: £21.8m · Max (with top-up): £36.8m Headroom: +£4.9m Based on £25.6m revenue

One of the most PSR-compliant clubs - net losses of only ~£2.1m over three years. £2.4m loss in 2023/24 Championship season; posted a £0.3m profit in 2024/25. Disciplined cost control and player trading kept losses minimal. Strong PSR headroom.

Note on this club's figures. 2023/24 revenue £25.6m (first Championship season). Staff costs £16.9m - unusually low ratio, club ran lean in promotion season. Sources: Swiss Ramble, pafc.co.uk official accounts, Companies House.
Source.

Compare Plymouth with another club

Wolverhampton Wanderers Sheffield United Southampton Burnley Luton Town Watford

← All Championship clubs ranked by SCR headroom

Figures are illustrative estimates from published accounts and public reporting, not official SCR submissions. SCR uses adjusted football revenue, which differs from headline turnover. Last reviewed 2026-05-17. Full rules explainer →